However, to have a productive conversation with your agent and find the best plan, you need to understand what type of coverage you need and how much you need to cover!īefore discussing any possible insurance plans with your agent, understand what coverage you already have. Purchasing insurance can be daunting typically, you want the process to be quick and painless. Not sure how to complete an inventory? Read on as we explain how having a thorough property inventory can benefit you today and the fastest way to create one! You will know what to insure once you know everything you have. If you do not properly document what you own, it is likely that if a claim does arise, you will be paid much less than what they are actually worth. To help make life easier and give yourself some peace of mind amidst the chaos of modern family households – creating a legit home inventory is something that could save you time, energy, and money. According to Brasher Law Firm, LLC underpayment of an insurance claim is five to ten percent more common than a claim being denied. Couple this with a highly emotional and stressful time, and you have a recipe for another potential disaster. In surveys completed after natural disasters, an average of 59% of all claimants did not have a home inventory an additional 20% have a basic list of possessions listed under high-valued items. Consider this: If something unfortunate were to happen, such as a robbery, house fire, or a natural disaster, are you able to provide your insurance agent with a complete list of all your possessions, with pictures and a value placed on each item?Ĭhances are the answer is no. Do you ever feel like there’s just too much stuff in your home? Whether it’s for a pastime, hobby, or general household items – it sometimes can be hard to keep track of all our belongings.
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